Contributing to an employer-sponsored retirement plan (ESP) is the most common and straightforward way to save for retirement. But what if you’re self-employed or work at a company that doesn’t offer a 401(k) plan? In fact, according to an AARP study, nearly half of Americans don’t have access to retirement plans at work. The good…

Free McDonald’s fries with every Detroit Lions interception After every Lions game which the Lions made an interception, fans can get a free order of the fast-food giant’s famous French fries. On Tuesday, McDonald’s announced a new “McValue platform” menu that will offer customers new savings options to choose from at its U.S. restaurants, including…

Where you retire could change your savings needs by as much as $1.49 million, according to a new analysis by GoBankingRates. In Hawaii, you need around $2.21 million to retire at 65 and cover essential living expenses — including housing, groceries, transportation, utilities and health care — for 25 years. That’s the highest minimum required…

A host of countries have taken steps to reform the terms under which people can access their retirement benefits. South Africa is the most recent. In 2024 it introduced changes that allow access to some retirement savings while ensuring that most of the money is still preserved for later. Other countries that have changed the…

The Hancock County Savings Bank Charitable Foundation recently celebrated its 25th year by awarding over $100,000 in grants to numerous Tri-State area charitable organizations, including Aim Women’s Center, Brooke Hancock Family Resource Network, Chester Volunteer Firemen’s Association, Chester-Newell Fish Foundation, Communicycle, Community Bread Basket, East Liverpool Beautification Society, Family Care Excellence, Glendale Church of the…

CLARION, Pa. (EYT) – Faller’s Furniture is thrilled to announce an exclusive offer to help you start the new year with incredible savings. From January 8 through January 21, 2025, you can enjoy $25 off your minimum purchase of $699 or more with a Complimentary Coupon. This offer excludes previous purchases and hot buys, so…

High-yield savings accounts still have rates over 4% APY to help you earn interest on money you’re setting aside.  Savings accounts offer the flexibility to schedule regular deposits to automate your savings. Savings rates are expected to drop so act now to maximize the return on your money.  Achieving a goal to save more isn’t…

(WIFR) – There is still enough time to prevent the high winter bills from ending up in your mailbox. “Any time it gets so brutal cold, you want to make sure that you’re comfortable and you’re safe,” says the external affair manager at ComEd, George Gaulrapp. Gaulrapp says keeping your home around 68 degrees is…

The Federal Reserve cut the federal funds rate three times this year, which means deposit account rates are also on the decline. It’s more important than ever to ensure you’re earning the highest rate possible on your savings, and a high-yield savings account could be the solution. These accounts pay more interest than the typical…

Whether you’re starting with $5 or $50, developing the habit of saving your money each month is more important than the specific dollar amount saved. That’s the mindset that could help many Canadians overcome the concern they aren’t saving or investing enough, said Pat Giles, Vice-President, Saving and Investing Journey at TD. “I’d…