Savings rates held steady despite the Federal Reserve’s latest rate cut last week. The best high-yield savings accounts offer annual percentage yields that are 10 times the national average. Take advantage of high savings rates while there’s still time. As the year draws to a close, the best high-yield savings account can still help you…
More than 3,300 older Americans have shared their financial and other regrets with Business Insider. Some older adults said tight budgets and a lack of savings were contributing to loneliness. This is part of an ongoing series about older Americans’ regrets. Taffi Ozenne has a few simple and inexpensive joys in her life. When she…
Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate banking products to write unbiased product reviews. Growing up, my parents always made…
PublishedDecember 22, 2024 4:37 PM EST|UpdatedDecember 22, 2024 4:37 PM EST Facebook Twitter Email Copy Link A married man is facing accusations that he is heartless and petty after he refused to pay for his wife’s “emergency” surgery. On top of that, his in-laws are furious with him. The 34-year-old has been married to his…
For many Americans, retirement is the most anticipated moment after decades of hard work, a well-earned break for each and every worker who has spent years working and paying taxes so that, when they reach their golden years, they can rest. However, a large number of our elders are returning to the workforce because their…
Saving isn’t just about setting aside money — it’s about forming habits that can shape your financial future. Yet many people delay saving, waiting for the “right time” or assuming there will always be enough in the future. The reality is stark: time is the greatest asset for building wealth, and every year of delay…
Image source: Getty Images Interest rates are falling, and this means that those of us with money in savings accounts will start to receive less passive income. In fact, with interest rates set to fall to around 3.5% in 2026, savers will likely only receive a modest premium to the targeted rate of inflation. Just…
Morning in America could, someday soon, be earlier than ever imagined. President-elect Donald Trump vowed to end daylight savings time, a surprising pledge that, if carried through, would dramatically alter U.S. life in spring and summer months when Americans revel in sunshine well into traditional nighttime hours. Daylight savings time tends to push sunshine to…
Frugal People’s Top Money-Saving Tips Recently, on Reddit, frugal people shared their most frugal habits in a thread with over 1,000 comments. As someone who’s trying to save every penny I can, I got a few ideas reading through the thread, and it was just too good not to share. Here are some of the…
Sean Pavone / Getty Images/iStockphoto When planning for retirement, one of the most important questions you can ask is, “Where will my savings go the furthest?” The answer often depends on factors like cost of living, climate and access to essential services. For retirees, the Southern U.S. states are an increasingly attractive option, offering a…
